For Household Employers

Pay your nanny the right way

Hiring a nanny or caregiver? You're now a household employer. PAYHROLL makes it easy to pay them legally, handle taxes, and avoid IRS headaches.

Why pay your nanny legally?

Paying under the table might seem easier, but it comes with real risks.

Avoid IRS Penalties

The 'nanny tax' is real. Pay correctly and avoid fines, back taxes, and interest.

Protect Your Nanny

Legal pay means Social Security, unemployment benefits, and workers' comp coverage.

Tax Deductions

You may qualify for the Child and Dependent Care Tax Credit - up to $6,000/year.

Background Checks

Many background check services require proof of legal employment.

Peace of Mind

Sleep better knowing you're doing right by your caregiver and the law.

Professional Relationship

Paystubs and proper documentation create a professional employer relationship.

How it works

Three simple steps to paying your nanny legally

1

Add your nanny

Enter their basic info - name, pay rate, and start date. We'll handle the tax setup.

2

Run payroll

Each pay period, enter hours (or we auto-calculate for salary). Review and submit.

3

We handle the rest

Direct deposit goes out, taxes are filed, and paystubs are generated automatically.

Everything you need as a household employer

We handle the complicated stuff so you can focus on your family.

  • Automatic federal & state tax calculations
  • Quarterly and annual tax filings
  • W-2 generation at year end
  • Direct deposit to your nanny's bank
  • Professional paystubs
  • Time-off tracking
  • Employee portal for your nanny
  • Email reminders before payday

Sample Pay Schedule

Gross Pay$800.00
Social Security (6.2%)-$49.60
Medicare (1.45%)-$11.60
Federal Withholding-$52.00
State Withholding-$24.00
Net Pay$662.80

We calculate all taxes automatically based on your location.

“I was so stressed about paying our nanny correctly. Tax forms, withholding, quarterly filings - it was overwhelming. PAYHROLL made it all automatic. Now I just click a button every two weeks.”

Jennifer L.

Mom of two, California

Common questions

When do I need to pay nanny taxes?

If you pay a household employee $2,700 or more in a year (2026 threshold), you're required to withhold and pay Social Security and Medicare taxes. Many states have additional requirements.

What's the difference between a nanny and a babysitter?

It's mainly about regularity. An occasional babysitter is typically not an employee. But if someone works for you regularly (even part-time), they're likely a household employee.

Can I just pay my nanny as a contractor?

Almost never. The IRS is very clear: if you control when, where, and how the work is done, they're an employee - not a contractor. Misclassifying can result in penalties.

Do I need an EIN (Employer ID Number)?

Yes, but it's free and easy to get from the IRS. You can apply online and get it immediately. We'll walk you through it during setup if you don't have one.

What if I've been paying under the table?

You can start paying correctly at any time. PAYHROLL can help you catch up on back payments and get compliant going forward. It's better to start now than face penalties later.

Give your nanny the paycheck they deserve

Start paying legally today. It's easier than you think.

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